To this day, I still haven't seen someone in my network successfully executing the creative financing options.

My client had some things come up that prevented her from executing, but these were some of the options I had put together for her, a regional bank, a regional CU, and a national bank.Reminder that NOI sizes CRE debt, and that's often what determines the down payment requirement, not anything to do with the client or particular lender, just the property itself.

For example, our design team creates detailed plans that align with market trends, and our contractors execute them with precision.

That is not a particularly hard thing to do, but you need to put it in writing and execute a new note for the loan mod.

PMC staff are good at maintenance and maybe repairs, but they are NOT licensed contractors with years of real-world experience.

Speak with someone you know in leadership or on staff and express your interest casually.Frame It as a Solution: Highlight how purchasing the property could be mutually beneficial.

Then it has an expense tracker to compare budgets to actuals during project execution.  

Feel free to inquire about their staff qualifications if it's a larger organization.2.

@Jonathan Blanco, I'm and investor and a licensed mortgage broker so I've been on both sides of this conversation.I would look for a lender that (1) listens to you and understands your strategy and needs (hint: it's not always money), (2) has experience working with clients executing your strategy and brings more to the table than just cash - be it advice, relationships, deal-team partners, etc., (3) gives you viable options and explains the pros and cons of each option and (4) you enjoy interacting with - this should be a relationship, not a transaction.Once you find a few lenders like this (and you should have relationships with more than one), then you can start comparing rates and fees.

They are often executing long term, intentional strategies that can get derailed if they sell/refi outside of the intended timeline.