here is the situation. i left a really good paying job to take care of my 81 year old parents because my dad is chronically ill and my mom is almost there. i wont go into too much detail, but my sis doesnt help them. ill leave it at that. we have a person who comes twice a week to help with cleaning and other household tasks. i carry the bulk of the weight cooking their meals, running errands, grocery shopping, picking up meds, and taking them to dr appointments. its a full time job. i get a small salary of $1000 a month from a care giver sub contractor for the VA. ive been paying my bills with what savings ive had, but only have a few months of funds left. i own a duplex. i have over 200k in equity. i live in texas and texas has weird laws about refi and heloc/heloans when the property is 4 units or less and owner occupied. i would rather not sell, but if thats my only option i will have to at some point.does anyone have any advice or possibly be able to point me to lenders who might be able to work with my situation?

Regarding Chicago, the 2024 property tax re-assessment in Cook County should cause some inventory to hit the market, specifically on the mixed-use and multi-family side of things which will be hit especially hard.

Outside of real estate, I enjoy the gym, traveling, and cooking. 

We'll see PT stocking(at major shops) increase as we head into the holidays, I'm curious the amount of jobs versus previous years.Problem is the lying is so rampant, hell it's "main-stream" now for cooked-books and out-right lying in reports. 0 accountability anymore, 0. 

It would be more the owner of a restaurant hires a good chef, and then tells the chef what to cook and what ingredients to use.

I'm particularly passionate about Florida and it's vacation spots.Outside of real estate, I enjoy my family, taking vacations, cooking, anything that pertains to the outdoors and learning about different cultures.Excited to learn and connect with you all!

I'm particularly passionate about Multi-family both residential and commercialOutside of real estate, I enjoy cooking, grilling, and working on cars.Excited to learn and connect with you all!

With 5 guys cooking, I also got a second refrigerator.

Quote from @Johnny Cooke: Yes I have closed on the property,  half was over grown cutover.

Maybe you have a smoker who leaves butts outside on the ground.