Here are the numbers for the City of Austin and the greater Austin metro area:A 30-year fixed rate mortgage is still sitting around 7% interest:For some broader context, here’s a chart for 30-year fixed mortgage rates over the past 5 years:What if I’m a buyer?

Other then that you can sit tight and let your primary appreciate, save more and explore pulling a HELOC to tap into it.

I suggest connecting with someone that can sit down with you and run each of these scenarios with estimated numbers to get a better idea of what is realistic and what isn't.

The thought behind this is that the water/rain/ etc runs away from the house and doesn't sit and saturate the solid. 

Depending on the time of the week, he will ask the maid to do it and it's sitting out there a few days. 

But if you do have a house that sits in expansive soils and are susceptible to shrinking and expanding they can put pressure on the basement walls (exacerbated by frost/thaw cycles) and cause them to crack horizontally.

I think a lot of folks are sitting on or building up cash reserves as rates have squeezed a lot of the potential cash flow opportunities of years past. 

Sitting on the sidelines for me isn't an option. 

Bridge Loans or Mezzanine FinancingShort-term financing can cover the down payment:✅ Private lenders: High-interest, but great for acquisitions✅ Mezzanine loans: Secondary financing sitting behind a primary loan✅ Cross-collateralization: Leverage equity in your existing motel or rentals4.

I want to do a house hack for my first property and would like to sit down with someone over coffee to get guidance on how to go about it.