-It would be the applicant, her husband, her two kids (ages 22, 15) and her sister.

My sister in law lives out that way so I visit often.

I'm assuming that you're somewhere around Bend/Sisters based on your post.

Most of them now have some sister entity established so they can collect premiums and then file bankruptcy and leave when events occur.

Then tried to do a BRRRR by asking private lenders (investor friend and my sister).

I'm currently renting the house month to month to a traveling nurse who's supposed to stay through November.A water mitigation crew came in and tore out some drywall and dried everything out and then a sister company then came out and gave me a quote.

I have a sister, 34, who also is very interested in getting involved with the business as well. 

My sister in law just got herself a townhome in Westminster for 170k, but it did take them somewhere around 4 or 5 months.  

Discussions have led to the concept of my sister (35) and myself (37) taking over the business. 

My sister and brother-in-law own a cryptoexchange and they always tell people to only "invest what they are willing to lose", so that's always been my approach.