Hey @Brandon Toron,Given your plan to turn the property into a short-term rental (STR), you have a few creative ways to push closer to that 90% cash-out goal, even if traditional lenders shy away from it:1. 

Respond quickly and professionally to inquiries to show you’re reliable.Leverage Airbnb's New Listing Boost: Airbnb often prioritizes new listings in search results for a short time.

I think there's a path to refinance that would flip me into positive cash flow, but I'm coming up short on ideas. 

Use financing but streamline contingencies and shorten contingency periods.

Quote from @Brendan Jones: When it's a home you intend to live in, I lean towards focusing on what you want, then making it work as best you can as a short-term rental.

As the new owner, you’ll want the lease and your landlord insurance policy to take effect as soon as you take title to the property.Temporary Lease Considerations:While short-term leases can work well, leasing to a seller long-term often leads to complications.

Its like a short-sale, its better than a foreclosure but has downsides as well. 

Make it your business practice to post the notice to pay or quit precisely on the day after the grace period ends, every time.

Period.

A short term CD or something like that.