Quote from @Paul Zofsak: Russell, what's the advantage of filing on my insurance if the HOA is liable?  

Next step is typically to file the action at the courthouse, like you said. 

.- still did not receive the check from the NJ Victims of Crimes office.At this point, I want to file for eviction at the end of the month if she delays the event by 1 day to pay her entire rent ( January and February).My question to you professional is, should I inform her of that decision in advance?

My business partner does a lot of work for UB property owners and shares some pretty rough stories with me.

Out of curiosity would anyone be willing to share any experience with non-paying renters who've vacated the property prematurely?

If you were able to increase the value of the property significantly after the rehab, then you could bring the deal to a community bank  to refinance and take the hard money lender out.You keep all the equity and don’t have to file a partnership return for your annual tax return, which can be costly.  

.: I'm waiting on a seawall permit which was filed last month.

And if necessary, get a roommate to share an apartment with.

I would have just filed a lawsuit against them and took it from there.This situation is quite complex.

The forms are online, and it costs $100 per filing.