@Robin Waters Yep I completely agree, if tourists and wealthy retirees are willing to pay more for things around here, they'll be expensive.

Family, friends, co-workers, retiree's, etc.

Alot of net migration moving to warm belt states especially retirees.

I chuckle these days when I have friends mention a Canadian "ghetto".The barrier to entry (housing prices) would be the biggest factor in my opinion and therefore you'd need significantly greater capital to get started compared to the US.I had done some personal research in the past regarding investing in the US as a Canadian and you could do it from both ends:Canadian using a Canadian bank to finance a US property (think retirees buying places in FL or AZCanadian using a Canadian based bank that now has a foothold in the US (ie, TD, RBC, even Scotia)Canadian using a US bank to qualify for a property - clearly more work and have to talk to the right places.I won't get into my opinions of the housing market back in Canada in general, but opportunities will present themselves at all times...I just think you'll spend a lot more time and energy having to pursue it and garner a significant amount of capital to get started.

Last individual is a retiree who has money to invest but wants to be a silent partner.

Having nearly a quarter of the population being 65+ means this town host a lot of retirees, or getting close to retiring.

They are working or they are retirees looking to have some fun.

Many are retirees who simply can't afford the new rates and the lump assessment coming up which in our case we still don't know what it is! 

He likes his twin turbo Beamer and is a young retiree.

Looking forward for investors and retirees who did it as well as financial experts to chip in.