I have spent the last few years working in the Pre-Fab ADU space and now working with a company called Live Near Friends and help people buy real estate with the purpose of living closer to the people they care about. 

Essentially, instead of being able to write it off immediately, it lowers the purchase price for tax purposes, meaning depreciation will be calculated on a slightly lower amount over time.

TaxesI'm flipping a house, hoping to sell it and buy a triplex for rental purpose.

For comparison purposes, I hold ownership units in a LLC that owns a retail/service center where there is a mortgage loan that initially represented 50% of value, now about 35%.  

They purposely do not have any means of speaking to someone live over a phone.

For those, each has its own LLC because I need to segregate investors in different properties (in other words, the ownership is different so the entity has to be different) and because our lenders for those size deals require single purpose entities.But if I formed a separate LLC for each of the 700+ properties that I’ve purchased in my career (all of the houses and small multi), I’d need a full-time legal team just to handle entity administration.  

Personally we recently sold one of our properties with the sole purpose of paying off a loan of ours.

Loan seasoning requirements are usually based on the note date and the loan purpose, like cashout refi. 

Most of the people that I know that seem to have high net worth you just kind of develop it more accident than on purpose.

I purposefully made the words maximum over-funded policy bold and italicized just for you.