I think you equally partially answered that question, telling the difficulties you are facing with STR regulations.this is my prescription and what I have decided to do .consider HELOC your current property, use the money to 1- add some value to your current home if room provide ( not to exceed X $ amount) you can then rent out the extra created meat to help pay HELOC2- Use the balance of HELOC to purchase another home in an appreciating market and if possible one that allows STR. use cash flow from new property still towards HELOC and just allow second home appreciate OR if you can fine a fixer upper to do BRRRR tat will even be better.that is what I have resolved to to. you can get back to me at 301-256-1578 so we can continue to brainstorm.little cent

JD I used to have that line of thinking but parcels can and do get landlocked quite often thats why title insurance is so critical when buying land and insuring your access.. suits for prescriptive right a ways are expensive and time consuming..

Would the existing 25 year old sewer lateral qualify for a prescriptive easement if there is no recorded easement found?

Tough pill to swallow.

Truth is often a bitter pill.  

The first house i bought is now my rental instead of the one i inherited which i was renting out for the last 4 years.Long term Goals are to acquire more properties over time, currently my short term goal is to upgrade to a nicer house to live in.My realtor swears up and down not to sell it and to refinance the one im in, as well as my lender, but 259k in interest going from it being paid off in 4 years to 1600 a month for another 30 years is a hard pill to swallow, even though technically the tenants would be paying it off but at the same time i lose allot of profit.

As that is a tough pill to swallow (especially on the ego side), multiple investors are opting not to do this.

You can try to use another lender, but they've basically built in a "poison pill" with the fluff built into the house to use their lender so they can make even more. 

For it to be legal they need to have an ongoing relationship with a certified mental health professional, who has the correct certifications to write an ESA prescription, that you can call and verify the presence of a disability requiring a service animal as part of the ongoing treatment.

I know this might be a hard pill to swallow but what about selling and paying the tax and Tbill and chill for awhile have you calculated it out just so you know the tax consequences and have it as a viable option?