@Stacy A Stewart I have personally used DSCR loans to purchase rental properties here in the Dallas/Ft.

.: This is one I’m considering…they’re active in the local RIA here in Orlando (CFRI.net):https://sdrhouses.com/ I know Rob Arnold (broker) personally.

I personally love the area and travel there very often.

Finally got done building personal credit enough to seek pre-approval (as I have only just turned 21 years old).

The one thing it had going for it was actually talking to a person but it’s also costly and takes time to hire and train a team, only for many calls to go nowhere.Lately, as an investor I’ve been using an AI that’s been way more effective than I expected.

House hacking is the BEST way to get into real estate investing and that's how I personally got started as well too.

My personal credit score is a 780 and I have multiple other properties but still not busting the DTI metric. 

I've found the people who want to charge for their time and "mentorship" typically need the money because they are struggling- maybe not the best person to take financial advice from. 

When you specifically mentioned STR experience and the possibility of something with some added "personal value" bells started going off. 

Hi Eric, I use Doug Lyons with Lyons Home Inspections for all of my personal properties and all of my clients.