You can use it as a downpayment on a property over $450k and use leverage tax free.

Hi Brian, everyone on this thread has great input!

Even though I wasn't a good asset manager, I made money on my properties. 

Hi @Ahmed Amiri- Glad you are on!

Starting small with duplexes or triplexes aligns perfectly with my risk tolerance.

We would all love to have that note that has 5 years of perfect payments, 800+ credit score and a 20-25% down payment. 

I mean come on!

Quote from @Zach Howard: Quote from @Jonathan Greene: If you are looking at properties in the US only on Zillow, and not seeing them in person (I know you are in Hong Kong), this is just an effort in futility because you can't underwrite single-family or small multifamily deals only online.

Hey @Mordechai Chaimovitz - It sounds like you are talking about Chicago's NW side because there are definitely tons of areas in Chicago where a 2 flat can cashflow well.I know for me buying on the nw side was critical to my personal well-being and life happiness. 

In my land Timber days we just used bank LOC's but success in logging and creating substantial income allowed us to get those lines.