Thing is, I will need to go DSCR loans from here on out or just stop buying new real estate altogether.

When so many renters stopped paying rent during COVID, companies like SureVestor stopped taking new accounts because they were facing a significant number of claimes.I personally don't see it as a good solution.

You only have one first impression with guests browsing OTA's and your hero photo and listing title are crucial.

@Scott Trench you and I don't always 100% agree on everything, but I think you nailed this one. 

Stop hanging out with your deadbeat buddies who spend all day drinking, talking sports, and otherwise wasting away.

If this is simply you not wanting to accept partial payments and the rent is current, stop accepting it - and send a Lease Violation/Notice of Quit for Non-Payment of Rent - and force the full rent to be paid per the lease or start eviction.  

One that cost me a lot of money.

I would consult several Attorneys and hire one to contest this.

Is it fair to only protect one side?

If the person stops making payments, they alas,  have to foreclose.