I used a hard money loan to purchase this off market deal.I rehabbed the upper two units within two and a half weeks and have a renter already lined up for one unit.

Mastering off-market acquisitions, sharpening your sales skills, and structuring deals for maximum profit. 

Let's say you borrow $100,000 to pay off your $50,000 IRA loan, $25,000 on credit cards, and keep $25,000 for finishing renovations.

Most also work off of call lists that are incredibly outdated, so anything you do today likely won't have an impact for a while....I received a call from an idiot on Tuesday wanting to know if I would sell a piece of land.

I think they typically give 20% off the annual subscription. 

Am I better off just waiting until the refinance is complete?

. - You mentioned paying down/off a rental and needing to consider the tax implication.

Off Market, and KREIA are just a few places to look. 

I would take out a private loan on the paid off property to get the other one squared away

Rewey: Your Comment: "the ultimate solution is to pay it off if it gets called due."