Due to inflation and the drastic increases in material, labor, and supplies, that's naturally caused carriers to rethink limits/values on file. 

The market will naturally balance itself. 

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

He sometimes attributes his own good nature to those who do not deserve it.

This will build naturally and organically.When I started, I had nothing, knew nothing, and knew no one. 

Please keep in mind investors, not every deal that you place under contract will close - that's just the nature of the beast when it comes to investing. 

We are seeing big increases in HI because of the natural disasters in FL, CA, etc.

Because of the nature of a tax lien, it would be difficult to obtain financing from a commercial lender secured by the tax lien itself.  

Death, Divorce, Disease, Natural Disaster, etc.  

I assume you mean the ONE by you is a “natural” wildfire?