.$130k debt on home including HELOC,  monthly mortgage & HELOC $1,155 month.

Hopefully you had monthly statements?

If the water bill is $100 a month, increase the price by 20% (or whatever you decide is fair) to compensate you for the time required to split and bill and to cover additional use when tenants squander the utility.

If it is big enough that they could all fit in one side, then maybe she could still only charge her father-in-law $150/month and maybe rent out the other side to someone else.Her current house actually has a basement that could be finished into an apartment.

May sound strange but one thing to remember is when mortgage rates take a big drop it causes more buyers to come to the market.

Prime selling season starts in a month. 

In addition to your down payment, plan for closing costs (around 2-5% of the purchase price) and set aside at least 3-6 months of expenses for repairs, maintenance, and vacancies.

I have found some good groups that put on monthly events.

It’s the inexperienced investors who are most prone to hold on too long.One of the biggest changes I’ve observed since I first began investing is the rise in popularity of alternative investment strategies….STR, MTR, leasing to a STR Arbitrage operator, entering into a Sub To arrangement, pivoting to a Section 8 Voucher recipient to name a few.

The current PM had delayed two months of rent payments with all kinds of excuses (that is when he did reply, which was rare).