I do direct booking through the Houfy website, taking credit card payment by Square. 

Most of our newer investors approach 2-3 lenders to discuss loan options.Some lenders recommend making your financing inquiries within a 45-day time period to avoid larger drops in your credit scores.All the best!

I'm wondering if a BLOC could help to build my business credit.

If you are looking at FHA because of credit score, then I would work on credit scores to qualify for conventional financing or see if you can get a very strong coborrower with high scores.  

Given your credit score and ability to fund 25% of the purchase I don't foresee any obstacles you will face. 

Reports to credit bureaus.

Hey,(Posting again as I sign today so it is urgent)Is there any cheaper lender than a 6.75% for an Ohio investment property.No brokers fees, 110k, no points, 760+ credit score, 20% down, 140k value, no realtors, single family, rent covers mortgage, 30 year term fixed.Thanks for the help!

Hey @Brett RiemensniderThere are a TON of banks/credit unions that will offer as low as Prime on a heloc on your primary residence.

Credit score- the higher the best. 760-780+ generally gets best pricing for investment property loans with most lenders.

Bank Credit Line How did you add value to the deal?