Ebooks, podcasts like @Bonnie Low suggested and start running numbers on every deal you see until you know how it all works.

Do you believe it will now be more cost effective to hold a license or do you believe the expenses will go up with what I assume will be a flight from the business by low producing real estate agents? 

Cost per lead (CPL) is crucial—it shows how much you're paying to get a potential seller or buyer’s info, and you want this as low as possible without sacrificing quality.

I don't see it as an issue but many still do, at least in my small town where the majority of renters are elderly people looking for low maintenance housing options.

Unless you bought in D class, very low appreciation area, you should be sitting pretty. 

You spoke on a panel about home building, and I asked you a question from the crowd.

And the laws and regulations here are very different, not very strict like the states.Prices are high and rents are low over here.

However, be cautious about focusing solely on low prices.

We recently relocated to Phoenix last summer and I'm starting to look for recommendations for local credit unions here in Phoenix which are trustworthy, low rates, personal touch, easy/simple to work with, etc. 

I know the "survive till 25" crowd was banking on interest rates going down to the 4's or low 5's next year and that was going to save these deals.