When I say fearful, I should say I've never been threatened, except for threat of lawsuit, which, scares me... and it's hard because I truly feel like the property is great and that I'm doing OK on my promises.

The reason you see a person’s name and all their entities listed in a lawsuit is because Plaintiff (the suing party) attorneys have to list everyone and every entity that can be remotely tied to a cause of action, otherwise, if enough time passes and through the legal process discover that a separate entity or just a person was truly liable and they didn’t name them in the lawsuit, they are out of luck.

If a person owns a rental property in IN and if something happens on that property, the cause of action (lawsuit) would go before a court in IN, with an IN judge, citing IN law.

It's designed to protect assets in the event of lawsuits, negligence, etc. and it only applies when there is underlying insurance coverage. 

It's all about risk in the event of a lawsuit, which can also usually be covered by insurance.- If you decide to have an LLC for each property, creating a Management LLC that all the other LLCs "hire" to run their books, will allow you to only require a bank accont for the Management LLC.2) You may not be able to do a Trust.

@Dean HalpinI’m not an attorney and can’t offer legal advice, but this situation seems to have the potential for a lawsuit for unpaid wages.

Also, umbrella is for liability only (lawsuit protection) and not property protection.

I also look for lawsuits and see what happened in them.

Pretty pointless lawsuit IMO. 

Put a lien on the property(s) they own, this is needed by some court action (i.e. lawsuit in civil/criminal court)