Laguna is a great area I have some good friends down there if you need some references. 

In our world this is referred to as “Family Office Services”.

If a storm happens immediately after you replace the roof, the actual cash value is the same as replacement cost, so you've lost nothing.The only thing you would have to worry about are items you did not intend to repair

Wind is one of the subtle items that Insurance companies are starting to exclude. 

The itemized damage estimate that my insurance provided me lists an Actual Cash Value that is 15% higher than my Dwelling A Coverage. 

Can any investors in the Indianapolis market  please help by referring me to an agent they have used to buy properties that they were satisfied with?

38116 and 38118 are the areas Im referring to and I have a Podcast where I break down the stats and all details of those areas.

There many concerns with a newish lender that I'm having a hard time finding references for.

Then at the court you will be the "prosecutor" and must out line the violations according to the lease, and show the efforts you gave your tenant to solve those items.3.  

There are state specific items to take into consideration.