
12 February 2025 | 20 replies
If you're not using Hard Money and the property won't qualify for conventional financing, then you'd probably need to locate private money or if you have friends with IRAs, they can be self-directed to invest in real estate.

27 January 2025 | 35 replies
Unless you have a Roth SDIRA, there are significant downsides to investing in real estate with an IRA.

24 January 2025 | 16 replies
Is an IRA subject to capital gains tax?

29 January 2025 | 6 replies
Let's say you borrow $100,000 to pay off your $50,000 IRA loan, $25,000 on credit cards, and keep $25,000 for finishing renovations.

23 January 2025 | 9 replies
Has anybody invested in PPR within their Roth IRA?

14 January 2025 | 18 replies
I'm confused why would you say that rental income is taxed in an IRA?

10 February 2025 | 24 replies
His expertise in IRAs, trusts, and asset protection was truly impressive.

8 February 2025 | 18 replies
Private Money is simply money from a non-institutional source...such as someone lending out of their personal IRA or from their savings.

23 January 2025 | 5 replies
Many people invest in real estate using an SDIRA or even better a Checkbook IRA.

16 February 2025 | 27 replies
The repayment terms for a 401k participant loan are equal monthly/quarterly payments of principal and interest (typically prime plus 1%) over a 5 year term (longer if used to acquire your principal residence).Please note that if you take a full $50,000 and then pay back the loan, you can't take another $50,000 until 12 months after the first loan was fully paid back.Per the loan offset rules that went into effect with the 2018 Tax and Job Act: if you leave your job and the loan is current at the time you leave your job but then the loan goes into default because you left your job, you will have until your tax return deadline (including any timely filed extension) to make the loan current by depositing the outstanding balance into an IRA (and thereby avoid the taxes and penalties that would otherwise apply).Please keep in mind the multiple loan rules:Under those rules, the sum of the balances of a participant's outstanding 401k loans under a single 401k plan (using the highest outstanding balance of each loan over the last 12 months) can't exceed 50% or $50,000 whichever is less.