Was the business credit enough to put towards a deal? 

With the right resources and help, you can still make it happen.There are options that can help make buying a home possible today — even if your savings are limited or your credit isn’t perfect.

Local banks and smaller credit unions are most aggressive in this space.

Using mortgage debt at 6-7% on a refinance to pay off higher rate debt such as a credit card at 15-25% is a savings!

Hi Pamela,The kind of guide you're trying to create can already found all over the internet and are very easy to find and some of them, written by other real estate agencies, are pretty good.

If It is a wholesale DSCR lender that also does TRID loans, they might require a bit more paperwork, such as a VOM, mortgage statements for properties currently owned, and credit supplements on mortgages on your credit report.

(This assumes you have a credit card available to pay for any repairs.).

I was going to add, as posted above, it's a great rate and stick with that local credit union for the future business. 

My goal is to wholesale some properties single and multifamily to build some capital while fixing my personal credit and building my business credit.

You can go up to 6.75% and get 1 point credit towards the broker fee.