I used $80k to pay off personal debts and $50k to remodel it by myself with my two hands.

I have two phones, one for business and one for personal.

I am not sure what type of real estate investing you're considering, but it sounds like, with your family and busy job, you won't have a lot of time to be hands-on or personally involved. 

Although the journey has been worth it, I've sacrificed quite a bit from a personal lifestyle perspective, relationships, etc.

If you close with a conventional loan, it will need to be in your personal name.

Quote from @John Friendas Quote from @Patrick Roberts: If you are on the note or personally guarantee the debt, then it will affect the liability side of DTI, regardless of whether the lender reports the loan on your personal credit.

Contents (Personal Property): most homeowners policies give a set % of the Buildinglimit for Contents.

For comparison, a Navy Federal FCU personal loan will be in the 15s%

I will make that proposal to the person I am talking and see where it goes.

On top of that wholesalers by and large are very inexperienced and or pretty slick.. this is a perfect set up to lose money as well.