I have calculated the late fee and it should be about a half percent total.

Central PA is only about an hour and half from my home and looking to STR near Hershey. 

Half a lot and two bedrooms.

But, this will be front-end weighted and gradually slow towards the back half of the year.

At about half of my properties I provide quarterly exterior pest control services.

Glad it's working for you I slowed down on RE for about the past year and a half S&P 500 is up 27% YTD, NASDAQ 100 up 32% 

So even though our right better get half back then none and or be in the hole like your experiencing.

Take a look at what markets you are planning on starting in and make sure it is a growing market where the appreciation is obvious. 

I recently added a half bathroom to existing footage in a unit that is valued over $1k/ft that the comps showed the half bathroom added ~$50k of value.- not sure of your home market but i assume you are choosing ohio for its lower cost.  

I am a current university student with about a year and a half left, who has been interested in finance and real estate for a long time!