There is nothing more annoying that paying $1200 just to hear a sales pitch and be told that the only thing that will allow you to be successful is to sink a ton of cash into the advanced training. 

Or any amount of cash you take out from the exchange are considered to be profit. 

Looking my insurance policy it mentions that I can opt for settlement under Actual Cash Value vs Replacement Cost. 

Are you generally seeing cash flow positive deals from day 1?

I'm looking to do a cash out refi on a duplex I have, but I cannot find any reviews online or much of an online presence for them.

@Yooni ChoiFor a first property, $100/month in cash flow might not be ideal, but it’s acceptable, especially with a house hack.

Because of this, most buyers come with cash or use short term seller financing.

Usually, when a new client approaches me with a wish list, there are often only a handful of properties actively on the market that are genuine prospects, and these are usually the hottest listings in any market.

This negative position can consume years of cash flow to recover.

So I'd be pulling equity at 9% and only get paid 5% if I used the HELOC and kept the cash in my high yield account.