Hey BP,I know this question has been asked often, but I've been struggling trying to find an investor-friendly insurance company. I am located in Maine and have 2 six unit buildings, 2 four units, and a 5 unit. What a...

It's not worth my time to deal with the hassle of conventional loan anymore, so I don't even consider it as an option.

The big issue is people just buy a 3bed2bath and put okay furniture in it and expect to cash flow $5000/month.

Furniture that is sturdy and holds up is important. 

@Ryan Dori lots of options besides DSCR. 1 Year income, Asset Depletion, Bank Statements, and P & L only loans. 

Good bad idea before I depart - have you considered an owner occupied option?

How often are you replacing furniture and taking new photos?

You can hire someone on Fiverr website and they'll add furniture and personal items to a blank photo for a very reasonable price.

One of the key challenges I’m facing is understanding the financing options available to someone without Canadian residency or a local credit history.From my research, it seems that a 35% down payment is often required, with interest rates around 7.5-8.5% for non-residents.

I had a renter that rearranged all the furniture, left everything absolutely filthy, grease spilled all over the counters and oven, food spilled on the floors and table, trash left everywhere, etc.