Generally one of these scenarios emerges as a front runner from conversations with the sellers/heirs/POA. 

Today, he's a Professor who's recognized as being a front runner in his field.  

We are the building closest to the Frontrunner station and the only building with a Copper Roof.  

The frontrunner for the shower surround is still the Elite Marble product #360, (seashells), but we found a vanity top from Home Depot that's like quartz (color is "champagne dunes")- much more resistant to scratches than the resin/plastic Elite Marble product (we thought the quartz-like material would be better for the vanity top), and 1/3 the price.

Oh, and based on this discussion, and corroborated by a recent podcast with @Todd Dexheimer , Cincinnati is my frontrunner for now.

The first person came recommended through a friend of a friend.OUr front runner (bird dog) finds REO's and bids low on our behalf.

I've received quotes for rates as follows (with options in between, but these are the front runners).

Reach out to @Anthony Michael, he is the front runner for some hard money lending that can do long-term holds!

Your situation may differ and I would use all your same criteria (on all parties) and exercise extreme caution....if you are building a pool of applicants, the couple with no documented income would not likely be at the top for me (not sure what the the commission only single salary gig would be, but probably not a front runner in my pools or even meeting minimum criteria)....and you still have to even verify the third party payer would be credit worthy and even interested....

. - Offers competitive-rate/feature lines of credit and/or credit cards to Real Estate investment and management companies- Specializes in small (100K-2M) CRE financing that can: refinance, fund acquisition, umbrella, blanket, portfolio loans.I've done a couple searches and it looks like Wells Fargo and Capital One are the front runners.