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@Addie Burchell first off, your starting with a fundamentally flawed framework, so as they say GIGO (Garbage-in, garbage-out), as in you will never get a correct output answer as long as input framework is flawed as it is here. 

The framework I defined for myself may not be helpful for you, but I thought I'd share it anyway. 

This is a general rule and depends on a variety of factors but that would be the framework I would start with.

It was driving me nuts cause I understood the basic framework but not the details which is what he is going to want know and understand. 

I am trying to establish a framework here to help me scale.

Ensure your attorney is well-versed in lending regulations and set up a strong legal framework.

The book introduces the Entrepreneurial Operating System (EOS), a framework designed to help businesses clarify, simplify, and achieve their vision.We use it for vision alignment, goal setting, & accountability.

Just what works for maximum pander-value today, find a "rich" to frame-work and hit-em, blame-em, put all the worries and ill's of the world on em, and nobody will pay a moments attention to the REAL facts and work of things. 

@Evan Bell I am not an expert in business plans, but it looks like you created a good framework to follow.