Since I can’t post links here, feel free to send me a direct message, and I’ll gladly send you the details 

@Vincent WeselakIt’s a good idea to get an estimate for your insurance costs upfront since this can vary based on the property type and location, and it’s a key factor in evaluating your cash flow. 

Additionally, are there any other factors I should be considering when purchasing a duplex or triplex?

Augusta indeed offers great potential with a strong rental market driven by factors such as population growth and a stable job market.

Is that factored in?

Or is it other factors? 

and here is a link to the files for contracts: https://www.biggerpockets.com/files

If you want more info, send me a PM and I can send you a link to an article that explains further. 

Here are a few to watch out for:Property Condition: Most distressed properties need extensive repairs or renovations, which add to your initial investment.Competitive Market: With Phoenix's popularity among investors, competition for the best deals can be intense.Complex Deals: Foreclosures, auctions, or short sales are much more complicated compared to regular real estate transactions and usually require specialized knowledge.Tips to Successfully Navigate the MarketDo Your Research: Understand the local market conditions, including neighborhood trends, property values, and potential rental income.Build a Strong Network: Work with professionals who specialize in distressed properties-such as brokers, contractors, and legal experts-to make the best decisions.Assess Costs Carefully: Factor in the cost of repairs, holding costs, and any potential financing issues when evaluating a property’s profitability.Be Patient: Finding the right distressed property takes time.

The structure will depend on the down payment, quality of borrower, terms of note, your cash out of the note sale needs, and other factors.