You want access to equity but you also want access to the full profits without safrificing it to expenses to expand your business.

Nothing illegal about doing that, but if caught, the lender may call the loan due and if you don't correct the situation or pay the loan off, they willstart mortgage foreclosure.3) You could also go the HELOC route to tap the equity in the home, but the 12-month owner-occupancy will also apply AND the interest rate on the HELOC will fluctuate with the Fed Fund Rate.4) You could do a cashout refi as an investment property, but that will be at an interest rate 0.5-1% higher than owner-occupied rate.Suggest you meet with 2-3 lenders to explore your options about the above.Once you have access to funds, recommend you buy a 2-4 unit with 20-25% down. - You can buy owner-occupied, live in one unit, and fix up and rent the other unit(s).- If you're handy, recommend buying a property in the worst condition you can tolerate.

Follow all safety requirements your Insurance Company plus city and county require.This usually includes childproof access and alarms.

This will provide insight into making informed decisions and accessing the benefits that these properties offer.

I recently purchased my home in October 2023 (before starting my real estate investing journey), so I don’t yet have access to any substantial equity.

Could help you save some serious $$ if buying and selling there and can also get you access to their MLS systems.

I would have thought as a mod, you'd have access to that information. ?

Favorable Leases: Tribes can offer long-term leases (up to 99 years) with attractive terms, allowing access to land without full ownership.6.

I'd like to bring him in to assist with the renovation expertise as well as access he has offered to his labor pool.

When you have a new area that still has easy access to an established city, it can flourish.