@Kyle Trotman If you purchased with a hard money loan conventional lenders will require extensive seasoning to utilize the new appraised value for cash out. 

I should have elaborated in how the utilities are handled.Septic is the only private utility, and thus is my responsibility.

I can pay utilities, insurance, and other holding fees but I won't have enough to pay other cost like listed above.

Utilize any hospitals and insurance companies that are willing to take your call.

They have failed to renew my entities with the Secretaries of State multiple times, have billed me wrong amounts, and GREATEST OF ALL, have cost my business ~$50K in cumulative TAX PENALTIES due to negligence in filing for a tax extension, failing to walk me through my tax filings and needed payments, and failing to file an abatement promptly.

We decided I’d utilize an FHA loan to buy my first property.

It is a simple and effective way to make your HVAC utilize propane.

It’s been bumpy with positive income. lots of expenses,  220 w batteryinstalled, utilities , gardener,  Water heater etc and cohost is eating up positive.

Typically who pays the for the utilities?

The city also confirms if the utilities have capacity which they do.Its a simple case of NIMBYs having a huge voice in this jurisdiction. you are doing everything right. just file a couple lawsuits get a good lawyer and keep going.