Finally, I would like to thank everyone else for your replies I know I expressed gratitude in each of my replies but honestly thank you, everyone, all your replies were beneficial, obviously I am just at the tip of my endeavor but I am going to now focus all my energy using the great opportunities that have been laid out for me using the feedback everyone in this forum has shared!

They expressed deep rooted reasons as to why that was and I’ll try to address those shortly.

A week later, the owner returned my call and expressed interest in selling.

Also, the owner expressed concerns over the capital gains tax early in the discussion...so I am thinking the opportunity to do vendor financing will help me get a good purchase price and help the vendor with taxes.  

It would actually be much easier to code in many other programming languages.From my worksheet where I calculated the interest paid each time the HELOC is paid to zero before putting a "chunk" toward the 1st mortgage:(outstanding balance) x (APR / 12) = this month's interest paymentAnother way to express that (for credit cards, for example) might be:(average daily balance) x (daily periodic rate x number of days in billing period)NOW do you see / understand the difference?

Look forward to it and the expressions they get from the person being let go and the balance of the office.

There is also the added bonus of networking with future colleagues in the class, finding accountability partners, etc.I got licensed online with real estate express.

When I expressed interest in one of the houses he mentioned to me, it was sold already. 

Introduction:Firstly, I want to express my condolences for the loss of your family member.

Expressed, in percentage terms, you'll need to put a lot of zeros after the comma to get to the first figure.