If you get help and look in the right locations, you can make the numbers work and still enjoy the property with your family.

Does anyone have any advice on the best way to find these lenders?

Let them know how much you enjoy living in the home and mention that you’re planning to buy your own property in 2025.

I lived well below my means, worked a full time job for years while doing this on the side, persisted when others did not... and now I am enjoying the fruits of my labor.  

Most are folks that have the emotional control of a 5 year old, controlling attitude, an omniscient narrative in every thread & topic, act like an online hall monitor, and constant attention seeking. 

I think I've talked to maybe 2 tenants on the phone so far, and I didn't mind because there's a lot of scams online.

Meaning what actually makes up those numbers how do they get on that statement.

I personally learned I enjoy local investing in residential properties.

On insurance side of things, there is a lot of variables.

I would recommend just reading up more on both industries and make a decision from there.