Still lots of work to do on the house and the “book” I still have to figure out what to do for it (paper/digital/both), and a few more things I probably am not yet aware of … reading on this forum and asking questions sure has helped out a lot.

I think you can model a decent double digit return but how do you transition to actually pulling money out? 

She originally asked for 2 balloon payments.

., while the average home price is $635,000 (Source) (at a 7% interest rate, 10% down payment, 30-year mortgage that would be $3,802 a month).

House hack another property with a low down payment loan and use the remainder or the proceeds to either renovate or purchase another investment property?  

Who is obligated to make the payments.

The lower rate or longer term can also make the payment more affordable. 

Higher rent, guaranteed rent payment, collections and damage you just call their commanding officer.  

Do you suggest adding a package to my digital guidebook or offering it differently?

Because the payment is coming from the tenant, and not the surety bond provider, claims are always processed without a fight.If you are interested in considering a surety bond program, I recommend Obligo.