Successful wholesalers use EMD funding to get multiple and larger deals closed where they may have tapped out of their own funds or don't want to deplete their own reserves.Hope that helps and "keeps it real." 

These are the lowest rates. 4-8 can be DSCR, bank statement or asset depletion Non QM loan8-20 difficult to place as commercial lenders have minimum loan amounts and costs jump with commercial appraisals starting at $4000 but 8-500+ is commercial loan.

This strategy can set you up for the next investment without depleting your resources.Every option has its ups and downs, so weigh them carefully.

So depleting capital to aggressively grow is out of the question these days.

You never want to deplete your liquidity into a deal. 

Is it worth it with less than $100k+ for a downpayment, plus closing cost, vacancy, renovations, etc Also, that's all my savings, which means my Emergency fund will be depleted.

Until just a few years ago you could retire early and suddenly develop health problems depleting your savings.

You can also take a further deduction for rebuilding your now-depleted reserves, but that has to be over a reasonable period of time as well.So you will be paying tax on ordinary income to the extent you pulled money out of the (properly established and safeguarded) reserve account less the amortized expense and a smallish deduction for that year’s contribution to rebuild reserves.

It's like the house knows you need the cash - something is going to break and deplete all of the cash flow for that year. 

At 75%LTV my cash is going to deplete fast.