Child support and alimony we generally don't consider, social security and disability we do. 620 credit score for all applicants, we will conditionally approve people slightly low on a case by case basis with increased security depositAs a general rule, an applicant that has been convicted of a 1st Degree, 2nd Degree, Life, or Capital Felony, or any crime involving the sale or possession of controlled substances, within 10 years preceding the date of application within the last 10 years will be denied.

If you have a high level of conviction that this technology change will be rapid and we have a high probability of seeing a very different workforce structure, then based on those convictions, what kind of real estate is likely under valued today?

So, we obtaina full credit report and review collections, chargeoffs, age of credit accounts, active accounts, etc.to build an overall credit evaluation.FICO ScorePct of PopulationDefault Probability800 or more13.00%1.00%750-79927.00%1.00%700-74918.00%4.40%650-69915.00%8.90%600-64912.00%15.80%550-5998.00%22.50%500-5495.00%28.40%Less than 4992.00%41.00%Source: Fair Isaac CompanyPublic RecordsWe also obtain data from national databases about evictions, convictions and sex-offender histories.

I don't know the timeline or to what extent, but these are the the puzzle pieces around which I have the most conviction. - Increasing population is increasing demand - Labor trends seem to indicate that a large percentage of the "jobs added" in the jobs report over the last few years are works who are new to this country. - A dramatic increase in the supply of willing workers usually results in a decrease in hourly wages. - A dramatic increase in the supply of folks needing a place to live usually results in increasing home prices and increased rents.

Big action in business is typically rewarded, where infrequent determined convictions in investing yields high reward.

But take actionable progress in the area's you identified you want to bet on.5) Have some conviction the direction your going, #1 will save you from some mistakes.

Officially, for crime to count, it has to go thru the courts and end with a conviction.

Incredibly (and if you watch the show you'll understand why I say "incredibly") everything convicted-telemarketing-fraudster Stevens is doing is licensed and legal.

What the company didn’t say was that they were all sex offenders (mostly with kids) who couldn’t be convicted because of their handicap status.

As investors we don't pick guarantees, we assign probabilities, allocate on conviction and then manage downside risk where possible.