There are a number of purchase/sale/holding costs to look out for, that I compiled into this post here: https://www.biggerpockets.com/blogs/8814/70530-fix-and-flip-project-costs-purchase-sale-and-holdingI see that you're located in South Dakota, so in addition to those costs you'll also need to contend with the Contractor's Excise Tax, which is a 2% tax imposed on "prime" contractors engaged in "realty improvement projects" in South Dakota.

Id contend that if the property were in an LLC, and the loan was in your name, that that LLC would be pierced pretty easily. 

Very goood info.I have another contender: Key Bank.

I would contend to you his credit probably hasn't changed, and as you have additional deposit, this should probably carry you through to see if he intends to fulfill his side of the bargain. 

Just trying to understand if global impacts such as this one are things to take notice of as a potential contender in a market shift.

It's a contender for me.In all my recent searches I'm impressed with the amount of A.I. or higher level of intelligence is built into systems now. 

If I was in your shoe's I would inform her of these laws and let her know that I was ready to get a tenant lawyer if needed.NJ Truth in Renting: "If a landlord fails to return the security deposit within 30 days, or the tenant disagrees with the amount deducted, the tenant may sue for double the amount of the security deposit that the tenant contends was wrongfully withheld."

Then you don't have the nonsense from VRBO and ABB to contend with.

Some other strong contenders that we are exploring for lines of credit now that we are really established, Farmers Bank (in Nashville but do deals here), Planters Bank, and First Advantage. 

However, I would contend that Ontario is central Canada, not East - there's another ~2000km of Canada east of Ontario ;-) Those 1%, 2%, xx% "rules" you read about here on BP are more correctly "rules of thumb" and can be useful to quickly triage a property when you encounter it.