You do your best to purchase wisely, execute a pre-meditated and well researched strategy, and let the compounding effect of time take over. 10 years from now, the purchase price being 5% above or below current market value won't matter.

Because all of those little wins now add up over time like compounding interest.

.- 2024 almost much every possible repair imaginable was needed among the units, so the headaches and costs were compounded - now the properties are buttoned up for the most part and we'll probably show a loss for 2024 taxes.- We don't cash flow at all because we were bullish on the BRRRRs and also did some flip rehabs using some of that equity and pocketed it years ago. 

It is about compounding your returns, reinvesting, and continuing to grow.

Borrow the money interest free and compound onAs always DYOR and talk with your CPA.Melanie:  Yours is a good explanation.

So when I stop contributing to the roth and HYSA will I be able to let it still grow in compound interest?

We are still early in the game so some are speculating on that part or some are speculating as inflation hedge or some just hold to collect the compounding interest.

Just like wealth, knowledge compounds overtime to something much larger than you ever imagined it could be.

This business is tough, it takes time compounding to really see results.

As you stated, that leads to higher property taxes and higher homeowners insurance as well, and when combined with higher property values and a 150% climb in interest rates, it compounds affordability issues.