![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3178668/small_1738608961-avatar-lucya24.jpg?twic=v1/output=image&v=2)
5 February 2025 | 2 replies
Who do they have to answer to or do they just get to run amok and do whatever they want, no matter how unreasonable?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2821715/small_1706060909-avatar-aaronb743.jpg?twic=v1/output=image&v=2)
1 February 2025 | 19 replies
Some of the other lenders mentioned in this thread are more so private lenders / hard money lenders and while they may underwrite based on DSCR, I don't think it is the DSCR loan you are looking for.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3164327/small_1735941988-avatar-carlync2.jpg?twic=v1/output=image&v=2)
14 January 2025 | 4 replies
Also, if this is something that you are looking for in a hard money lender, you might want to look into more of a private money lending model verse anything else.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2905376/small_1705675401-avatar-sinou.jpg?twic=v1/output=image&v=2)
15 January 2025 | 6 replies
I'm happy to connect you with the lenders our clients work with for this strategy in the Austin area.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2407335/small_1654173175-avatar-abdulh42.jpg?twic=v1/output=image&v=2)
12 January 2025 | 17 replies
Hi @Peet Bothma, would you be able to share the lender's information?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1162899/small_1623429485-avatar-bvukelich.jpg?twic=v1/output=image&v=2)
29 January 2025 | 12 replies
Roger that @Brandon Vukelich, but I don't see lenders adding STR revenue to the actual property valuation in the future.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2120750/small_1674748407-avatar-brianp556.jpg?twic=v1/output=image&v=2)
29 January 2025 | 27 replies
A couple questions:1) Has anyone worked with local lenders like a local bank or credit union?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/999516/small_1737505151-avatar-annied7.jpg?twic=v1/output=image&v=2)
23 January 2025 | 3 replies
@Annie DriscollSubsequent borrowing by the AITD holder seems to be dependent on the lender.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2843833/small_1695584024-avatar-sabianr.jpg?twic=v1/output=image&v=2)
23 January 2025 | 7 replies
Using local hard money lenders usually works best.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2916182/small_1704854662-avatar-bruceb199.jpg?twic=v1/output=image&v=2)
15 January 2025 | 9 replies
@Bruce Bennett It's great that you're being cautious when researching DSCR lenders!