Do you know where I could find/access lists of seller carry back notes?   

Right now, we’re carrying about $60,000 in debt ($40,000 in credit cards and a $20,000 car loan).

We were running out of money to continue carrying the property, so we took it.We refinanced all our existing debt into a new 30 yr loan for $2M, which was 10 years IO at 8.375% before going principal + interest in years 11-30.

But any depreciation amount beyond that can be carried over to future years. 

Bank pushed us to 40% down payment so also executed a $85K seller carry-back loan to cross the finish line.

Please please account for how many months you can carry the house if it sits vacant/ large capex or if you have to go through an eviction. 

We do a lot of owner carry backs with older people.    

It sounds like NYC’s eviction process is notoriously difficult, and carrying a large mortgage while dealing with non-paying tenants is draining both financially and emotionally.

They are great and they sport a 1% eviction rate and they carried that even through the pandemic. 

The entry fee is 8% the existing loan carries an interest rate of 4.125%.