I can see the misunderstanding here, but I still don't think the strategy will bear fruit over time.

Hi Jake, the fact that you're a US citizen/resident has absolutely no bearing on the process.

Moving walls usually requires figuring out what is or isn't load bearing and likely putting a large and usually expensive header.

You could just as easily use another income source, an ordinary checking account ("interest bearing" (* GUFFAW *!))

However; investors also bear a responsibility to sufficiently investigate the contemplated investment, to assess whether the investment is appropriate for them, and to know or learn enough about personal finance to evaluate whether or not they are able to sustain a loss without undo strain.  

“So we invest in that exact modality and make more money at it than anybody else.”The entrepreneur also appears in many of the ads for RAD across Facebook, Facebook Messenger, Instagram, and other applications.The pitches appear to be bearing some fruit: RAD had between 1,500 and 2,000 investors, as of late October, and was adding more at a clip of 200 per month, according to an email from a company official to Minkow.

Even accurate estimates don't bear out on a small sample size.

You and this private person you met hammer out the details of the loan at the kitchen table so to speak and you seal it with a handshake and your reputation that this Private Person already respects or whomever introduced has vouched for you.But if a man opens a lending company tomorrow with 50 Million of his own capital and he checks in on the HML market to see what it bears and he copies his products and UW guidelines and now is he PML or HML? 

Company is Brown Bear Rentals, they are STR managers

Great if you want to add rentals or non owner occupied properties to your portfolio but not so great if you wanted that winter log home in big bear CA or Mammoth lakes, CA.The good news is you're from TN so you have no earned income tax from the state on wages only interest and dividends in certain cases so thats a pro right?