I’ve already put down a $2,000 earnest deposit and paid for the inspection and appraisal.This event is unprecedented in the area, as the area is typically low in violence and considered very safe.

These are typically interest only and require a payment of 1-4 points up front depending on your area and the PML.

I do not have a traditional W2 job so I can't pursue the typical conventional loan or a FHA since I don't have income (hence the DSCR route).However, I've seen that most DSCR lenders do not lend if the loan amount is less than $100K.

Typically this means they will take longer to close, may not have all the information for the companies they work with, and most hard money brokers get their money by taking an existing product and adding extra points to pay their fee.What is your investor success rate?

Meaning, the bank wants to see that a property cash flows for typically one to two years of tax returns before they count it as income. 

While these vendors are typically reputable and skilled, you might not get the best price compared to shopping around directly.

Pretty typical for wholesalers to use different numbers than your own that are probably more aggressive.   

If so you need to fall into the guidelines (for the investor whos funding it) regarding non arms length transactions.The most common scenarios they typically prohibit are:- Gifts of Equity- Bailouts- Leaseback OptionsAt the end of the day it needs to be a legitimate transaction, with legitimate funds coming into close.

If the state matters, I'm interested in Connecticut@Matt WanThe key to understanding being “in person” is that you can be “in person” anywhere there is a notary or other person who can certify your signature… typically.  

Typically, structures are grandfathered under old codes and zoning in which case it would be called compliant, but non-conforming.