The other advice is to pick the the market that has the best fundamentals.

If you would like a free copy of this white paper, please DM me.Below are some of the results of our study:Short-term rentals and mid-term rentals are fundamentally different.

These are typically located in lesser-known vacation rental markets, but have very strong fundamentals and great room for improvement. 

Start with learning the fundamentals of real estate investing then vet a ton of different syndicators/fund managers.

Unfortunately satisfying a BRRRR & marveling at the spreadsheet cash flow and equity are what lead to purchases in stagnant markets and very few who invest in these assets pay any attention to the fundamentals that lead to meaningful appreciation where a gain can actually be realized. 

How can they not get loan with good fundamentals?

I don’t think a three year historical lookback is sufficient.Unless the market fundamentally changed, I would just sit tight.

Because those methods are fundamentally flawed.

Also, I don't like the use of more exotic structures/financial engineering which increase risk ( and aren't necessary when good real estate is purchased at a good price with solid fundamentals). 

Set for Life by Scott Trenchhttps://a.co/d/51cIiA1Starting with the fundamentals of personal finance will help ensure you have confidence and are able to withstand the risks of real estate and also set your self up to be able to take advantages of what investment opportunities come your way2.