@Bayo Badejo, there are so many missing pieces here to even begin to give a real answer.What insights are you wanting?  

Trust me; you don't want to miss those crucial dates and risk losing money or even blowing the whole deal.

Despite the guru fed “misinformation” about all these under market price deals, they are actually very rare and require (1) the investor recognizing value that the seller and the rest of the market misses or (2) a seller with a need for an immediate sale and a buyer with the CASH immediately available to conclude a very quick closing usually forgoing inspections, financing, and other contingencies. 

If I read that right it seems like you can only utilize any savings if you have a loss but I might be missing something in translation here.

She missed other emails from the insurance provider confirming the policy did in fact cover all hazards.

This could be your last opportunity to join at this special rate—don’t miss out and kick off 2025 the right way!

What am I missing?

Meaning that if you fund a $5K EMD and then decide not to close you lose the EMD, or you pay for an inspection up front and risk missing out on the deal while you're waiting for the report.

I did try my local banks but will check to see if there are any I missed. 

And they didn’t miss a beat.