@Brittney Wright  I did go with them. 

Quote from @Ian Wright: Out of curiosity, anyone care to share their biggest pain points, gripes, or frustrations with building financial models?

Quote from @Faris Wright: Is it enough to just visit a couple time to get validation on desired location or is a 6-12 month stay needed?

Quote from @Faris Wright: Knowledge is key.

There are clear affluent areas and forgotten areas of Janesville, but I will always stand by my opinion of tenant screening being the best defense of your rental property value.The Northeast side is, by popular opinion, one of the best areas to be in for newer duplexes and larger lots (for more money, of course) - take a drive down the side streets off of Wright to get an idea.The homes here are at a premium price, and rents are higher, but we've found the ROI is too low to start out in that area. 

@Jacqueline Wright - What you're suggesting is very close to along the lines of what I was thinking. 

Quote from @Jacqueline Wright: It’s common for DSCR lenders to require additional documents like Social Security records and tax transcripts, even after providing proof of funds and your mortgage statement.

Quote from @Jacqueline Wright: DSCR (Debt Service Coverage Ratio) loans are great for real estate investors, especially those buying rental properties.

We have family in Yorba Linda and South Pasadena.

With the Wright-Patterson Air Force Base, Dayton Children’s Hospital, and a bunch of universities, there’s a steady demand for rentals.Each city has its perks, so it really depends on whether you're after appreciation or cash flow.