You are just having them spend money in an attempt to trade realized tax deferred liability into tax deferred liability.It depends on what they need/want. 

For ex, of more than one person is in need of service how would that be prioritized?

Most folks realizes they will make much more money in their early 20's working a trade. Real

I've built the majority of my wealth as a trader and investor of stocks.

I don't know some of the acronyms used for ex.

Adding all those wealth creators together your overall return is far greater than investing in the market unless you're the world's greatest trader. 

Bond traders are taking a few nibbles of the 10 yr treasuries, but nothing dramatic.

For ex replacing a good but outdated tile with a new tile . 

This, coupled with the ADP data is giving traders reason to bet that Friday's Non-Farm Payrolls will be better than expected and potentially give the Fed enough data to start tapering on Sept 18th.

Lack of financial acumenI wonder what percentage get into real estate with little to no money and spent most of it on a guru course - it’s no different then people who want to be a day trader or crypto miner or Amazon business.