I love to think about my vision in the ABZ format:A = Where am I right nowB = What is my most important next stepZ = What's my final destinationI try to avoid thinking or worrying about cdefg, which is almost exactly what you are doing! 

I've been searching for threads/experience purchasing via DSCR (using HELOC as down payment + rehab) and then cash out-refi at 6mo & pay off HELOC...am I missing something?  

Am I right?

They are long gone now.This "wally wrap" seems just like a regular wrap, what am I missing?

Just want to start setting up as if it were. so far i have thought about creating 7 accounts.1) all rental income account 2) account where common utilities and mortgage will be billed3)maintence/capex expenses4)vacancy expense5)management expense (to put the units up for rent)6) property taxes 7)cashflow am i missing anything? 

Am I right?

Or are you alluding to a 85% DSCR  refi, since I thought brokers who offer HELO's can provide 80% CLTV or am I mistaken and it's 75/70 CLTV depending on rate & cash we're looking for? 

What else am I missing?

Am I just unlucky or is this  what I can expect in this market? 

Am I overthinking?