I have thought about proposing her a lease-to-own option for the same number of years as the financing on my end, as well as adding my cut to the purchase price total as well as coming up with a positive cash flow while she is in the repayment.  

I have taken 50k in personal loans that has been used across multiple properties for rehab and/or purchasing and trying to figure out best way to repay the loan...1.

We are in the unique position right now where we are, and have, assembled a decent team for our STR and are working on finding a decent handy man.

I do have access to a unique demographic and can help others network into that demographic (international educators).

California's unique clawback and Franchise Tax board reporting requirements are unique for now. 

The 2 biggest challenges that are unique to OOS investing is knowing the neighborhoods which is absolutely critical and managing tenant turnover.

Obviously we wouldn’t buy a home valued at 100k... we would find a home that fit the numbers so we could refi at 75% and would be valued enough to repay the investor.

they will just want to make sure you have your refi in place or your approved for a refi.. they want to know the method of repayment

@TJ QuinataRegarding taking a 401k loan: You would have to confirm that your 401k plan allows for a 401k participant loan (and that you have not had an outstanding loan in the last 12 months).If yes, you can borrow up to 50% of the balance not to exceed $50,000.The repayment terms are equal monthly/quarterly payments (as you prefer) of principal and interest (e.g. prime + 1%) spread over a 5 year term (or longer if you will use the loan to purchase your primary residence).

The part of the lease that pertains to this states: "The Tenant(s) agrees to keep premises in good, clean condition, - to make NO alterations, including painting; to replace glass broken or cracked as a result of Tenant’s neglect or careless use of the premises, to repay the Landlord the cost of repairs made necessary by the neglect or careless use of the premises by theTenant(s), and to surrender the premises at the termination hereof in like condition as when taken, reasonable wear by the elements and ordinary wear and tear excepted."