Expense %s can be regional so check out what typical for your area.  

Typically something like $70K purchase price, $10K down, 6% interest rate, 20 year ammortization, 10 year balloon.  

Another option, however, would be to essentially lease it out to a short-term management company willing to pay you a fixed amount per month (even outside of ski season) & compare that to what you would make w/ a long-term rental.

I also get a decent number of leads in the northwest and western suburbs that don't make sense for the typical fix & flip buyer but might make a lot of sense for a buy & hold investor.  

Is this typical for small local banks?

We have a two-day on-line class on exactly that topic in our fundamental curriculum, "The Essentials".

But keep in mind, banks typically work with you if you come into hard times and miss a payment. 

Typically, companies don't just give out the contact information of their clients, so it seems out of the ordinary for a place like that to do this.

@vladimir valladares,Or you can  just tack on the typical Agent commission to the sales price and run it through the brokerage office.No problem there. consider it what it is, an off market transaction.

Typically, at least one months salary.