Hey @Vhernadette Sasing, with your high income and limited time, a solid approach might be investing in cash-flowing assets that are low maintenance, like passive multifamily syndications, or exploring online businesses with recurring revenue models (e.g., SaaS, subscription-based e-commerce). 

You are looking for something that is not easily duplicated. 

Your best bet is to read information from public blogs that approach both options objectively.

This also may be a good way to get an in working for someone with more experience since being a new wholesaler who doesn't even know where to start makes it very hard to start.Also, don't start telling people you are a wholesaler before you have marketing going out, a small buyer's list, and at least one property locked up because everyone wants to be a wholesaler, but it's not actionable until you are in the game.

At 21 brutal truth is people will say oh that’s cool you are tryin this but not take you serious.

(we should, but we are too busy doing all that!).

Here, there are lives at stake.

are you working with an agent? 

That don’t sound too good.

Only mortgages as debts which are covered by rents.