Maryland sounds like a rough place for Landlords.

And it sounds like you are really looking for delayed financing. 

Sounds great!

Now with the sellers items out of the house, it's looking more like a complete Teardown and I am seriously questioning the deal at this point.

If you're only looking short term then this sounds like a decent situation.

I have a duplex in Russell Woods I just completed.

DSCR doesn't offer any liability or anonymity protection, other than the fact the loan note itself is a form of asset protection (because there is usually little to none equity in the property to take from the owner).Here are some graphical helpers to assist in the quest of answers on this subject:Asset Protection Decision Diagram - to help assess the need for asset protection, and what to implement : https://www.biggerpockets.com/files/user/CosIorg/file/asset-protection-decision-diagramAsset Protection Onion Diagram - what, when and at what cost one should implement in terms of asset protection - https://www.biggerpockets.com/files/user/CosIorg/file/asset-protection-onion-diagram-v2What is needed for complete asset protection OR the domains that need to be intersected to find asset protection

(Also on airbnb there are options to actually rent a set up tent which sounds weird but people do it.)Fourth:  Set up a youtube channel, which is free. 

I am thinking about using hard money to fund my new build but once completed refinancing thru a traditional bank to get a longer loan and a more favorable rate.

House hacking with a multifamily unit sounds like a smart strategy,I'd recommend starting by checking out local market conditions and connecting with other investors nearby.